Application information

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Financial information

The Australian government Department of Social Services issues guidelines for the fees and charges associated with admission to, and living in, a residential aged-care facility.
The fees and charges for A.H. Orr Lodge and Bethel are consistent with these guidelines.
Everyone moving into an aged-care home for the first time needs to complete and lodge an Income and Assets Assessment form, which will be used to determine your costs.
Your cost may vary according to your financial situation, and we advise you seek independent financial advice before entering an aged-care home. Payments residents may be required to pay are: Care Fee, Means-Tested Fee, Accommodation Payment and Additional Services Fee.

Accommodation Payment

Accommodation Bond/Refundable Accommodation Deposit (RAD)

Depending on your income and assets you may be asked to pay an accommodation payment. This is for your accommodation in the home. Some people will have their accommodation costs met in full or in part by the Australian Government, while others will need to pay the accommodation price agreed with the aged care home. The Department of Human Services will advice which applies to you based on an Assessment of your income and assets. You can choose to pay your accommodation costs by:

  • A lump-sum style ‘refundable accommodation deposit’ (RAD);
  • Rental-type payments called a ‘daily accommodation payment’, (DAP); or
  • A combination of both.

You will have 28 days to decide your payment method, from the day you entered care. Until you decide on your ongoing payment method, you will need to pay your accommodation costs by rental-type “Daily Accommodation Payment” – (DAP) from the first day of admission.

Accommodation bonds

A H Orr Lodge is a quality 60 bed aged care residence, centrally located in Ashfield and featuring 24 hour comprehensive high and low nursing care provided by a team of qualified professionals. You will be close to the local community with a neighbouring of Church, Parks, RSL Club and transport links. Welcoming and comfortable, this spacious 17 sqm to 22 sqm private rooms has ensuite bathroom with kitchenette. Most rooms overlook our pleasant Internal courtyard or to an external garden with beautiful landscapes, while windows bring in plenty of natural light. High quality furnishings include an adjustable bed, built in wardrobes, side table ,chair and soft furnishings like curtains and bedding. Each floor has a separate internal dining area ranging from 31.5sqm to 92sqm and sitting areas with wide internal corridors Residential amenities include an easy-to-use 24 hours a day nurse call system.

Feature:

  • 17 – 22sqm room with ensuite bathroom
  • AC/heater
  • High quality furniture and adjustable beds
  • Chapel with twice weekly services
  • Bus trips for residents outing and shopping, etc.
Accommodation Bond – Bethel

Bethel is a quality 76 bed aged care residence, centrally located in Ashfield and featuring 24 hours comprehensive high care provided by a team of qualified professionals. A full range of clinical services appropriates for residents who have an ACAT assessment of the high care, including residents with a diagnosis of dementia. You will be close to the local community with a neighboring church, parks, RSL club and transport links. Rooms are single or shared with built in wardrobe, bed and bedside set of drawers. Each has an ensuite. Residents are encouraged to bring small personal items to decorate the room.

Services Provided by Bethel Lodge:

Accommodation for 76 residents, including:

  • 42 residents in single rooms. Two rooms share an ensuite (20 -21sqm)
  • 16 residents in eight 2 bedrooms. Each room has an ensuite (25 – 26sqm)
  • 18 residents in six 3 bedrooms. Each room has an ensuite (55 – 56sqm)
  • A full range of clinical services appropriates for residents who have an Aged Care Assessment Team assessment at the high care level including residents with a diagnosis of dementia.
  • In house laundry and cleaning services
  • Catering services provided by an industry leader in food service.

Care fees

Care fees are a contribution towards the resident’s daily living costs (nursing and personal care, meals and refreshment, cleaning, lighting, heating/cooling, recreation, etc). The fee has two components: The Basic Fee and The Income-Tested Fee.

The Basic Daily Fee.
The Basic Daily Fee contributes towards your day-to-day living costs, such as meals, cleaning, laundry, heating, cooling, etc.

Everyone entering an aged-care home can be asked to pay this fee.

The maximum Basic Daily Fee is 85% of the single-person rate of the basic Age Pension. The maximum Basic Daily Fee for new residents (including Respite residents) is determined by the Department of Human Services. Refer to the link below to see the current Basic Daily Fee:

http://www.myagedcare.gov.au/costs/aged-care-homes-costs-explained/aged-care-home-basic-daily-fee.

The Means-Tested Fee
This is an additional contribution towards the cost of care that some people may be required to pay. The Federal Department of Human Services will work out if you are required to pay this fee based on an assessment of your income and assets, and will advise you of the amount.

However, there are limits in place. Anyone entering an aged-care home needs to complete and lodge a Combined Assets and Income Assessment form, which will be used to determine your costs.

You must lodge this form even if you currently receive a means-tested Income Support Payment from Centrelink or the Federal Department of Veterans’ Affairs (such as the Age Pension or the Service Pension).

If you do not complete and lodge the Combined Assets and Income Assessment form, you will not be eligible for any Australian Government assistance with your aged-care home costs. This means you can be asked by your service provider to pay the full cost of your care and the maximum accommodation payment you agreed with the provider.

If you are not required to pay the Means-Tested Fee, the Australian Government will cover the full cost of your care (except the Basic Daily Fee).

Fee caps
There are Annual and Lifetime caps that apply to the Means-Tested Fee for aged care. Once these caps are reached, you cannot be asked by your service provider to pay any more of this fee.

Annual cap 
The maximum Means-Tested Fee you can be asked to pay each year is capped by the Federal Department of Human Services. Refer to the link below to see the current cap amount: 
http://www.myagedcare.gov.au/costs/fees-annual-lifetime-caps.
This cap is indexed and once it is reached, you cannot be asked to pay any more Means-Tested Fees until the next anniversary of the date of your first entry into an aged-care home. But your service provider can still ask you to pay the Basic Daily Fee and your agreed accommodation costs.

Lifetime cap 
The maximum Means-Tested Fee you may be asked to pay is capped by the Federal Department of Human Services for your lifetime. Refer to link below to see current cap amount:
http://www.myagedcare.gov.au/costs/fees-annual-lifetime-caps.
This cap is indexed and when you have reached this Lifetime cap, you cannot be asked to pay any more Means-Tested Fees.

Care Fees & Income Tax

In most circumstances, the Basic Daily Fee cannot be claimed under net medical expenses in a tax offset arrangement for income tax purposes. Please contact your accountant for further information.

Getting started

There are a number of issues a prospective resident for either high or low-care accommodation needs to consider prior to application.

Do I need to move into Residential Aged Care?

To establish whether you are eligible for admission to a Residential Aged-Care service, you will need to see an Aged Care Assessment Team (ACAT).

Your doctor can refer you to your local ACAT team.

If you are eligible for admission to a Residential Aged-Care service, the ACAT team will provide you with the relevant assessment.

You will not be able to apply for admission to any Residential Aged-Care service without this ACAT assessment.

Which facility is appropriate to my needs?

Your ACAT assessment will indicate whether you are eligible for admission to a high or low-care service, and whether your admission will be on a Permanent or Respite basis.

It will also indicate whether you need specialist dementia care.

Having in mind the ACAT assessment, you will need to identify services that provide the care you need.

The next step is to contact the services and arrange for a tour of their facility, which will help you decide which facility is best suited to you.

What are the financial implications?

The financial implications of moving into a Residential Aged-Care service are complex.

You should seek professional advice so you are best placed to make an informed decision relevant to your circumstances.

Do I need to appoint a guardian?

For information on appointment of a guardian, visit the Guardianship website.

How do I co-ordinate the move into a Residential Aged-Care facility?

Moving into Residential Aged Care can be a stressful process. Family and friends are the best people to help with the change.

However, there are retirement and aged-care relocation specialists available who can help make the transition as easy as possible.

I have selected Ashfield Baptist Homes, what’s next?

If you are ready to apply to move into Ashfield Baptist Homes, you will need to complete the relevant application form. Once we have received and reviewed the application form, we will contact you to guide you through the rest of the application process.

For your consideration

Appointment of ‘Person Responsible’

A ‘Person Responsible’ needs to be nominated where a resident is not competent to manage their own affairs or to make rational decisions.

This person would be the main contact with us and he/she would be able to give consent for treatment and relay information to other family members.
This person can be the:

  • Appointed guardian;
  • Spouse/de facto spouse with a close, continuing relationship;
  • One who has resided with, and cared for, the resident;
  • Close friend or relative with a continuing relationship;
  • Unpaid regular carer.

For more information regarding the appointment of a ‘Person Responsible’ please contact the Guardianship Tribunal on (02) 9555 8500 or 1800 463 928.
Or visit: http://www.gt.nsw.gov.au/

Enduring Guardian

An Enduring Guardian is a person appointed to make health and lifestyle decisions if you are no longer able to make these decisions.

It is advisable to seek legal advice and discuss the appointment of an Enduring Guardian whom you trust and know well.

Enduring Power of Attorney

A Power of Attorney is a legal document that authorises a nominated person to act on your behalf in financial matters.

A Power of Attorney is used usually for specific situations, whereas an Enduring Power of Attorney remains in force after a person loses capacity to make decisions for themselves.

Your solicitor will be able to give advice regarding these matters.

If there is no person available to manage your finances, or there are difficulties in assessing your finances, it may be necessary to have a financial manager appointed through the Guardianship Tribunal.

For more information please contact the Guardianship Tribunal on (02) 9555 8500 or 1800 463 928.

Or visit: http://www.gt.nsw.gov.au/

Wills

It is advisable for every person to have an up-to-date will.

We recommend that you contact your solicitor to ensure your will is in order.